If Amazon purchases are a noticeable portion of your corporation’s price range, chances are you’ll wish to take into account the Amazon Enterprise Prime American Categorical Card*. Not solely are you able to save on on a regular basis purchases, you can too select short-term, interest-free financing for a lot of purchases from Amazon. Plus, this card touts business-friendly accounting and information integrations to arrange your transactions.

You do want a Enterprise Prime account — which ranges from $69 to over $10,000 per yr relying on your corporation dimension and desires — to get this bank card, however there isn’t a annual price past that. Enterprise Prime membership will get you free same-day, one-day or two-day transport on thousands and thousands of things, together with another perks.

If your corporation orders workplace provides or different important objects from Amazon regularly, including this card as a supplementary enterprise credit score line might make sense. Beneath we assessment the small print of the rewards program, welcome provide and enterprise purposes.

Learn extra: Amazon Prime Rewards Visa Signature Card: The Shopper Prime Card

On this article

• Rewards and financing
• ​Welcome provide​
• Enterprise integrations​
• Comparable playing cards​
• FAQs​
• Our method to bank card analysis​

Rewards and financing

As with most retailer bank cards, you get the choice to decide on cash-back rewards or interest-free financing on eligible purchases.

When selecting cash-back rewards with the Amazon Enterprise Prime American Categorical Card, you earn 5% money again on choose U.S. purchases at Amazon Enterprise, AWS, Amazon.com and Entire Meals Market. Notably you probably have a bigger enterprise, bear in mind that there is a $120,000 spending cap on this rewards charge per yr. Any spending past this quantity receives a 1% rewards charge. 

Your different possibility is interest-free financing for 90 days, which may make sense if that you must purchase objects now and pay for them later. You are not locked into making minimal funds or set installments both — you are simply required to pay again the complete quantity by the top of the 90 days. The continued APR is 15.74% to 23.74% variable. This can be a good short-term, recurring financing possibility which will swimsuit your corporation higher than the finest introductory APR playing cards, since these playing cards have a tendency to supply larger worth early on and fewer so over time. 

The Amazon Enterprise Prime American Categorical Card additionally presents a handful of different rewards classes. You may earn 2% again on U.S. purchases at eating places, gasoline stations, and wi-fi cellphone providers (in the event that they’re bought proper from the service suppliers) and 1% on different purchases. You will not have the choice for short-time financing with these different rewards classes.

In case your spending would not match up with this unfold, different enterprise bank cards provide extra focused business-oriented classes. 

Welcome provide

For the welcome provide, you may earn a $100 assertion credit score for those who spend $3,000 within the first three months. Since this is not aggressive relating to different enterprise welcome presents, do not weigh it closely in your resolution on whether or not or to not get this card. Chase enterprise playing cards, for example, provide higher welcome presents.

Enterprise integrations

The Amazon Enterprise Enhanced Knowledge Views is a program designed to simplify monitoring and organizing your transactions — making your spending information modular and downloadable. Essentially the most distinctive of Amazon’s business-specific integrations, this might be useful if it lets you acknowledge further enterprise insights. For instance, it would provide help to predict future spending for those who’re figuring out a price range. 

You possibly can join your Enterprise Prime Card to QuickBooks to automate accounting for any transaction made on the cardboard. It’s also possible to add worker playing cards to the account, however these options are typical of most enterprise bank cards.

Comparable playing cards

Amazon Enterprise American Categorical Card

The Amazon Enterprise American Categorical Card* is identical card however for companies and not using a Enterprise Prime account. It would not have an annual price, however you will earn decrease Amazon reward charges and not using a Prime account. You earn 3% as an alternative of 5% on Amazon.com, Amazon Enterprise, AWS and Entire Meals purchases. Curiosity-free financing solely lasts for 60 days fairly than 90 (ongoing variable APR of 15.74% to 23.74%). In any other case, the rewards classes and welcome presents are the identical.

Finally, the break-even level the place you save extra money in rewards over the price of the only Enterprise Prime membership ($69 yearly) is for those who spend $3,450 or extra on Amazon in a yr.

Financial institution of America® Enterprise Benefit Custom-made Money Rewards Mastercard® bank card

Whereas this card will not earn you Amazon-specific rewards, it presents extra flexibility in the way you earn rewards. The highest rewards charge with this card is 3% on a class of your alternative: gasoline stations, workplace provide shops, journey, TV/telecom and wi-fi, laptop providers or enterprise consulting providers. You may additionally earn 2% on eating, and 1% on different purchases. 

Like Amazon Enterprise Prime, the Enterprise Advantaged Custom-made Money Rewards card has a spending cap — but it surely’s a lot decrease. You may solely earn 2% and three% reward charges for as much as $50,000 per calendar yr, mixed (then 1%). Nonetheless, you probably have a cyclical price range, this versatile rewards function might turn out to be useful. 

It’s also possible to reap the benefits of the 0% introductory APR for the primary 9 billing cycles (thereafter a 14.49% to 24.49% variable APR) to finance any giant purchases on Amazon or elsewhere.

FAQs

Our method

CNET opinions the playing cards which can be within the highest demand and provide the most effective advantages. We scour the effective print so there are not any surprises once you open an account. We discover the important thing components that make a card stand out and examine them to different prime playing cards. That manner, readers can go for a special card with related options if our decide is not proper for them. Our opinions are often checked and up to date to include new suggestions, in addition to to mirror modifications in presents and the market. 

*All details about the Amazon Enterprise Prime American Categorical Card and the Amazon Enterprise American American Categorical Card has been collected independently by CNET and has not been reviewed by the issuer.

The editorial content material on this web page is predicated solely on goal, impartial assessments by our writers and isn’t influenced by promoting or partnerships. It has not been offered or commissioned by any third occasion. Nevertheless, we might obtain compensation once you click on on hyperlinks to services or products supplied by our companions.

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