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https://orbitbrain.com/blog/mortgage-refinance-rates-for-jan-2-2023-rates-move-up-several-benchmark-refinance-rates-were-higher-today-though-refinance-rates-change-daily-experts-expect-rates-to-conti/

Mortgage Refinance Rates for Jan. 2, 2023: Rates Move Up Several benchmark refinance rates were higher today. Though refinance rates change daily, experts expect rates to continue to climb.