https://orbitbrain.com/blog/citi-simplicity-card-mitigate-debt-with-a-balance-transfer-in-lieu-of-rewards-the-citi-simplicity-offers-cardholders-an-opportunity-to-avoid-interest-by-utilizing-a-balance-t/
Citi Simplicity Card: Mitigate Debt With a Balance Transfer In lieu of rewards, the Citi Simplicity offers cardholders an opportunity to avoid interest by utilizing a balance transfer.